Why you should hire an appraiserEvery year, thousands of people in Illinois buy, sell or refinance their home. Many of these transactions have a simple line item for an appraisal. Practically all lenders still want a local expert because the stakes are incredibly high, even though there are an increasing number of automated home valuation processes that may appear to be more economical than an appraisal. Is getting a mortgage the only reason to get an appraisal? Are there other situations when the services of a licensed, independent real estate professional could be helpful? You bet. 
Appeal your tax assessment in Maricopa CountyIf you reside in an area where the property value has declined, it's possible you're paying too much in property taxes. An appraisal from Kelly Real Estate Services Inc. is your best evidence when building your case. At Kelly Real Estate Services Inc., we're qualified to assist you in disputing your tax assessment. Eliminating PMI for mortgage paymentsPrivate Mortgage Insurance, or PMI, is a supplemental insurance policy that nearly all lenders ask home owners to buy when the amount being loaned to the home buyer is more than 80% of the actual value of the property. Seeing that extra payment is usually lumped into the monthly mortgage payment, it is often forgotten. PMI isn't necessary when the remaining balance of the loan - whether through market appreciation or principal pay down - falls below the 80% level, making this very unfavorable. In fact, the United States Congress implemented a law in 1998 (the Homeowners Protection Act of 1998) that requires lenders to dismiss the PMI installments when the loan-to-value ratio conditions have been met. Kelly Real Estate Services Inc. will produce a statement regarding the value of your home, and the cost of the home valuation can often be offset in just a few months because you'll no longer be paying the PMI. Get your appraisal from Kelly Real Estate Services Inc. Order todayGet a fair valuation on a home for divorce settlementsA divorce can be a particularly horrible ordeal for both parties, and it is often more complicated by the hard decision of who gets the property. So both parties are completely aware of the true market value of their house, it's a good idea to order an appraisal from Kelly Real Estate Services Inc., regardless of the situation. The parties will have a clearer picture of what price to set, if they need to sell the home. And if a "buyout" is the chosen option, both parties will feel like they've received a fair evaluation. Accurate and fair estate liquidationThe loss of a loved one is a hard time in life, and settling an estate from a death, or probate, often entails an appraisal to establish Fair Market Value for the real estate involved. We guarantee the utmost degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP). Most Americans do not have dedicated estate planners or executors to manage these affairs, unlike wealthy individuals. A home or other property often makes up a disproportionate share of the total estate value, so understanding the true worth of the real estate at hand is of significant importance to ensuring disputing parties walk away knowing they've gotten an honest deal. Move to or from Maricopa County for workWe are aware of the headaches involved with an employee relocation. That being said, we take great care in setting up an accommodating appointment time for the appraisal inspection. During our intensive inspection, we suggest relocating employees to provide input on the positive attributes of their property, as well as information about any current sales or listings in their area that they want considered. Sell your home promptly — at the right priceWhether you want to sell your home on your own or with the help of a real estate agent, a professional appraisal can help you make a better educated decision regarding your selling price. Apart from a real estate agent, an appraiser has no vested interest in what amount the house sells for. Our fees depend on our efforts to complete the appraisal report and not a percentage of the sales price. We determine the difference in value items like an extra bathroom or a kitchen remodel can make on a daily basis. Getting a professional appraisal is a trusted way to decide what improvements will add value and what an applicable sales price is for your home so you don't come up short or have your house on the market an unnecessarily long time, because we're experts in knowing how long properties stay on the market. 
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